# Credit Cards Guide!

{% hint style="info" %}
**This guide is going to explain how to get multiple credit cards if you don't have already, if you want to be going for tickets on multiple accounts you will want to have multiple cards!**&#x20;

**FAQ: Do I have to be 18 to do this?**&#x20;

**Yes sadly most of these require you to be 18+. there is no way around this sadly apart from getting an account in e.g. a parents name.**

**Are these banks safe?**

**Yes, they are all fully financially regulated and I can personally vouch for them**
{% endhint %}

## 1. Revolut

The easiest to use and best option is the Revolut app, there are TWO versions, Revolut Personal and Revolut Business. Revolut personal allows you to get 20 virtual cards and the business option allows you to get 200. Depending on whether you are doing tickets with a LTD company or personal money is how you will decide which to use (20 cards should be more than plenty!)

Search on the App Store/Google Play Store for Revolut; there will be one with a white logo (personal) and one with a black logo (business), now install the relevant one!

After this go on the app and set it up! This will be super simple and self explanatory. After the account has been created go to the cards page and simply generate your new cards! I like to take note of the card details on e.g. a spreadsheet on the device youll be purchasing the tickets with so its easy to copy and paste!

## 2. Monzo

Now, a lot of you will probably have the Monzo app already, this is a great alternative if for whatever reason Revolut doesn't work out for you. With the Monzo+ subscription (£5 a month) you are able to get 5 virtual cards plus the 1 physical card meaning you can get 6 total cards with Monzo! This is most likely plenty for most of you! The set up for this is super easy and self explanatory

## 3. Wise

This is my personal favourite one, it has a really nice interface and super simple to use. This one you are only going to get 4 cards with sadly, however again this is most likely enough for most of you and it is also free!

### ADVANCED GUIDE: CREDIT CARDS

*<mark style="color:red;">**Disclaimer**</mark>*: Using credit cards for tickets is a fantastic thing and it can increase your ability to purchase tickets massively. HOWEVER, you are NOT spending your money, you are spending another banks money, you have to pay it back... I do not recommend to anyone who is not financially proficient to cross into using credit cards unless you are very comfortable with how it works.

**Why use credit cards?**&#x20;

Using credit cards can be a super powerful tool to make those long winded payouts feel less long. Essentially what I mean by this is e.g. if you buy something on your debit card the money is gone immediately, however with a credit as you have a month to pay it off you ultimately have to wait a month less for your payout. This doesn't mean you should blow your whole balance every month if you know you cant pay it off as this will end very badly. However, if managed correctly YOU WILL DO VERY WELL!

**Which credit cards would I recommend?**

The best credit cards around are easily the American Express cards, they have amazing cashback rewards (you get rewarded for spending) and other perks. Below I will list the best cards to get and how to get them, if you are going to sign up use the below link as you will get a bonus for joining!

PERSONAL CARD:\
<https://americanexpress.com/en-gb/referral/mANUELfhoB?XLINK=MYCP>

BUSINESS CARD:\
This card is FREE for the 1st year then £175 for ever year after!

<https://americanexpress.com/en-gb/referral/mANUELxpvm?XLINK=MYCP>


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